The harsh portfolio!

[harsh.beria93]

I wrote about it in a post before.

The harsh portfolio!

Good question, I decide asset allocation at an overall portfolio level as I invest in Indian + global equities. Currently, the equity allocation (including global stocks) is in mid-70s i.e. I have 70-75% of my current networth in stocks. I don’t change this allocation everyday, the last major reshuffle was in the beginning of 2020 when I increased my equity allocation. The timing could have been a bit better (given how large the March fall was). Incrementally, I bought more stocks in February-Ma…

International portfolio is shared below.

The harsh global folio!

I started investing globally sometime in 2018. The current portfolio is shown below. The buy and sell rules are the same as that for my Indian portfolio which is shown here. The long term goal is to generate >10% returns in USD. Entry strategy: Shares are acquired in 3 equal tranches with difference of atleast one month between two traches Single sector allocation < 25%, single stock allocation < 20% Exit strategy: Shares are sold in 3 equal tranches, similar to the buying rule Exit reaso…

About emergency funds, I always keep 2-3 years of my expenses in my bank account.

About incremental cash from my job, I deploy in a few mutual funds along with stocks and bonds.