The harsh portfolio!

Good question, I decide asset allocation at an overall portfolio level as I invest in Indian + global equities. Currently, the equity allocation (including global stocks) is in mid-70s i.e. I have 70-75% of my current networth in stocks. I don’t change this allocation everyday, the last major reshuffle was in the beginning of 2020 when I increased my equity allocation. The timing could have been a bit better (given how large the March fall was). Incrementally, I bought more stocks in February-March, and increased my equity allocation by around 5% in March. All this shows how bad my market timing is!

What I am sharing on this thread is my Indian discretionary equity portfolio. Also, given that I have a job (luckily!), cash keeps on building every month which automatically reduces my equity allocation.

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