I humbly request you to go through my portfolio and provide me your views so that I can learn and course correct my investing journey for better.
I also would like to take this opportunity to thank the VP admin team members and also the ones who developed screener.in. Kudos to you all for raising a platform like this where people like me can benefit a lot by going through the forums.
I strongly believe everyone has to understand their investing style first to leverage their strengths. In my opinion, capitalizing on your strengths is more rewarding than spending more time to improve on your weakness.
My business chemistry is – 37% Pioneer and 35% Integrator. It reflects my investment style which is more biased towards narratives rather than numbers.
As a pioneer, I like to see the bigger picture first and then try to weave the different possibilities around it before marrying the story with numbers.
My investing decisions are mostly driven by options analysis(compared with FD, MF etc) and I try to look from portfolio perspective rather than stock specific as sectors move from tailwinds to headwinds and vice versa.
|Sr. No||Company||Sector||Capitalisation||Allocation %||Rationale|
|1||HDFC ASSET MANAGEMENT COMPANY LIMITED||Financial||Large Cap||9%||Financialization theme|
|2||BSE Limited||Financial||Small Cap||9%||Financialization theme|
|3||ABBOTT INDIA LIMITED||Healthcare||Mid Cap||8%||Coffee Can|
|4||STERLITE TECHNOLOGIES LIMITED||Communication||Small Cap||8%||Promising sector for future|
|5||DR. LAL PATHLABS Limited||Healthcare||Mid Cap||6%||Coffee Can|
|6||LAURUS LABS LIMITED||Healthcare||Mid Cap||5%||Sector Tailwind|
|7||ASTRAL POLY TECHNIK LIMITED||Chemicals||Mid Cap||5%||Coffee Can|
|8||HCL TECHNOLOGIES LIMITED||Technology||Large Cap||4%||Coffee Can|
|9||Bharti Airtel Limited||Communication||Large Cap||3%||Promising sector for future|
|10||MUTHOOT CAPITAL SERVICES LIMITED||Financial||Small Cap||3%||Coffee Can|
|11||BANDHAN BANK LIMITED||Financial||Large Cap||3%||Coffee Can|
|12||PSP PROJECTS LIMITED||Construction||Small Cap||3%||Asset Light business in construction|
|13||NMDC LIMITED||Metals||Mid Cap||3%||Almost monopoly, debt free, value|
|14||AVENUE SUPERMARTS LIMITED||Services||Large Cap||2%||Long term retail play, debt free|
|15||HDFC BANK LIMITED||Financial||Large Cap||2%||Coffee Can|
|16||GATEWAY DISTRIPARKS LTD.||Services||Small Cap||2%||Promising sector for future|
|17||PAGE INDUSTRIES LIMITED||Textiles||Mid Cap||2%||Coffee Can|
|18||LUPIN LIMITED||Healthcare||Large Cap||2%||Coffee Can|
|19||L&T TECHNOLOGY SERVICES LIMITED||Engineering||Mid Cap||2%||Promising sector for future|
|20||AMARA RAJA BATTERIES LIMITED||Engineering||Mid Cap||2%||Coffee Can|
|21||SBI CARDS AND PAYMENT SERVICES LIMITED||Financial||Large Cap||2%||Growth|
|22||CUPID LIMITED||Healthcare||Small Cap||1%||Value|
|23||TITAN COMPANY LIMITED||Cons Durable||Large Cap||1%||Long term sector growth, debt free|
|24||RELIANCE INDUSTRIES LIMITED||Energy||Large Cap||1%||Long term retail & telecom play|
|25||MANAPPURAM FINANCE LIMITED||Financial||Mid Cap||1%||Sector Tailwind|
I read Coffee Can Investing book written by Saurabh Mukherjea and his team. The coffee can stocks in my portfolio are bought based on this book to start the game with relative safety.
For all the other stocks, I have mentioned the rationale in short text but will expand if needed.
Here you can find the links to my analysis of top 2 holdings
HDFC AMC - HDFC Asset Management Company
BSE Limited - BSE (Bombay Stock Exchange)- Bet on Financialization?
The idea is to move towards a concentrated portfolio, in the sense that 90% of PF present in top 15 stocks. This is in progress and as my conviction increases, I would like to achieve the same.
I have 10% of my PF in stocks which are less than 1%. These are mostly for tracking and also the losers and value buys where conviction is not very much high.
Regarding the sector weightage, the percentages for financials are high and I am planning to bring it below 30. I would like to ride healthcare sector with higher weightage than normal(< 15%) as it has sector tailwind but not exceed more than 25%.
Investing Objectives –
- Return of Capital
- Beat BSE Sensex in terms of CAGR
- Beat FD returns
- Beat MF(direct) returns (16% CAGR so far)
- Reach 15% CAGR
So far, I am able to succeed in only first two objectives.
Looking forward to your views/suggestions.