SBI Cards & Payment Services Limited

[prashantrane2000]

@pankajinf

One must purchase approx 20 k/ year online to compensate for annual fee. I would prefer to have both Amazon ICICI and Flipkart Axis and avail unlimited 5% cash back on 3 main e-commerce portals without paying any annual fee.

Overall purchase should be 2 Lacs/annum online+offline. Happily switched to SBI. Also received highest credit approval compared to existing Axis, HDFC, IDFC cards.