Northern Arc - Long term play

Gross Non-Performing Assets (GNPA): 0.90%
Net Non-Performing Assets (NNPA): 0.37%
Provision Coverage Ratio (PCR) for Stage III Assets: 60.2%

Are these super good numbers? I mean 0.37% of Net Npa is better than HDFC and KOTAK. Am I missing something?

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