Bandhan Bank - in a sweet spot?

[Tanishk_Ojha]

Subhrajyoti's Portfolio

First the positives - Bandhan since inception has been extremely cost conscious in its operations But it has been very aggressive geo expansion wise It has been able to keep a very low profile and avoided any confrontation with govt machinery. This is where the south based MFIs failed even though they were far bigger than Bandhan for a considerable period of the journey. Example: SKS In fact they have always collaborated with state machinery so that has helped them in times of crisis…