Y's starting Portfolio

I am a newbie. Request seniors for your view on my portfolio

Bajaj Auto - A stable player with upside expected with growing consumption story
Bajaj Finance - One of the best NBFC focused on consumer space.
Bharat Rasayan & UPL Limited - A play in agri space
IDFC - One of the cheapest private sector financial services play, expected to gain as it scales up
ITD Cementation - Expected to gain on execution of the projects.

Some small tracking positions in
NGL Finechem, BSE, Merck and JB Chemicals


Request @hitesh2710 for your advice on my portfolio


Seems like a good collection of companies.

I like bharat rasayan, bajaj fin, ngl fine, jb chem among the ones you named.

Focus on allocation which should help in portfolio performance

From the point of view of new management pedigree and business (private banking), idfc bank seems very good. But present retail liabilities, CASA being on the lower side and lower fy20 PAT projection are the knowns which have to be considered when buying it (I am invested here).

Thanks for the response. One of the aspect that has been bothering me is that their CASA growth has been slower than expected (Impending merger with Capital could have been the reason).

I believe that there is lot to gained as PSU banks shrink, but now I am a bit uncertain if IDFC can wean away the same.