What is the difference between disbursements and AUM for a typical NBFC company?

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I want to understand how AUM and Disbursement works in a NBFC or HFC.

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AUM refers to the total market value of assets managed by a financial institution, including investments and deposits. Disbursement growth, on the other hand, pertains to the increase in the amount of money disbursed or lent out by the bank to borrowers. While AUM reflects the total value of assets managed, disbursement growth measures the bank’s lending activity and its ability to expand its loan portfolio.

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Current Year AUM = Previour Year AUM + Disbursements - Repayments (Principle repayments by Customer)

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Quick clarification @Divyam.
Wouldn’t deposits be liabilities and not included in AUM?