Portfolio Update - 31/Dec/2022
The time has come to reflect on the year gone by. What an year 2022 was from investing perspective! It was really difficult making money for retail investor portfolio. The larger duration of the year index remained flat and negative. Some rally do happened but was short lived. The index moved in way that look as if it is tightly controlled and manipulated by strong hands. Out of 247 days of trading in 2022, 125 days remained red and 122 days show positive returns for Sensex. The ADR for Sensex for 2022 is 0.98 with YTD return of meager 4.44% only.
My equity portfolio too didn’t performed well compared to Sensex. It has been almost four years since Nov-2018 that I am managing and measuring my portfolio actively. I am managing my Retirement corpus. It is a great learning experience while managing my money independently. Many of the good quality stocks in my PF didn’t moved or performed as per expectations causing lots of doubt in my mind. Last couple of years it had been very bad for HDFC group of companies like HDFC Bank, HDFC Ltd, HDFC AMC and HDFC Life. I had good exposure towards this group but gradually trimmed down in the second half of 2022. This year has given me an opportunity to add to my existing holdings whereby increased my positions in TCS, Asian Paints, Titan, Deepak Nitrite and Pidilite. Some stocks which pleasantly surprised me this year in my satellite PF are VBL, Butterfly, Uno Minda and Nikhil Adhesive. Planning to increase my holdings in these in coming year.
Brief snapshot of PF performance at the end of year 2022 are as follows:
- Asset allocation- Equity:Debt = 82% : 18%
- Equity PF return XIRR (Nov/2018-Dec2022) = 24.96%
- Sensex fall from ATH = -3.86%
- Equity PF fall from ATH = -6.43%
| Calendar Year (Jan-Dec) |
2019 | 2020 | 2021 | 2022 |
|---|---|---|---|---|
| Sensex Returns | 17.08% | 15.75% | 21.99% | 4.44% |
| VK Equity PF Returns | 42.92% | 29.82% | 32.85% | 2.37% |
| Rs 100 becomes | 142.92 | 185.54 | 246.49 | 252.32 |
| Date | VK Equity PF Returns | Sensex Returns |
|---|---|---|
| 07-Nov-18 | 100 | 100 |
| 30-Dec-22 | 252.32 | 172.66 |
Wishing everyone lots of success and happiness in their investing journey. A very happy and prosperous New Year 2023 to all.
VK
Disclaimer: I am not a SEBI registered advisor. My thoughts are only for academic and learning purposes. I am invested in all the names mentioned above and may exit anytime. Please do your own due diligence, research and homework before investing.