Excellent numbers from Ujjivan
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Had a call with Ujjivan IR this week. Key points
- Disbursement traction is intact..
- Collection eeficiency is at or above Dec,25 levels (99.7%)
- RoE for current quarter will higher than last quarter
- RoE for next year will be higher than current quarter
- 25 new branches have been added this quarter
- C/I will be around same level as last quarter adjusted level of sub 65% and is expected to be around same level for a couple of quarters at least and will only improve meaningfully after that
- They may plan to raise equity in Fy27 second half
- CASA % is maintained around same level
- CoF will further improve from last quarter
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Thanks for the insight, did they give any update on the universal banking license?
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@Shams_Rizvi : Great, thanks for sharing the screenshot.
So like they clarified somewhere else as well, the questions/querries from RBI on the matter has gone down. So to that extent they think there is progress on it
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UJJIVAN SFB Q4 business update
• 
Deposits: ₹45,661 Cr, ↑21.3% YoY, ↑8.1% QoQ
• 
CASA: ₹13,055 Cr, ↑35.8% YoY, ↑13.2% QoQ
• 
Loan Book: ₹40,655 Cr, ↑26.6% YoY, ↑9.7% QoQ
• 🚀 Key Segments: MSME ↑57.9%, Housing ↑43.4%, Gold Loan ↑292% YoY
• 
Secured Book: ₹20,081 Cr, ↑43.6% YoY (49.4% mix improving)
• 
Disbursements: ₹9,763 Cr, ↑31.4% YoY
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