Updated Portfolio
Hey Friends,
Since I began investing in 2018, the stock market has been on a roller coaster. By trying so many things in my small investment journey, I have identified the following stocks for long-term wealth generation. I have been regularly reading threads on ValuePickr for the past five months or so; however, this is my second post here.
Age: 30 years
Currently employed by PSU firms.
Qualification: B.Tech. From IIT BHU, Varanasi
| SN | Instrument | Holding | Industry | Theme |
|---|---|---|---|---|
| 1 | IDFCFIRSTB | 7.07% | BFSI | Financialization |
| 2 | BAJFINANCE | 6.90% | BFSI | Financialization |
| 3 | DIVISLAB | 6.30% | Pharma | China +1 |
| 4 | DEEPAKNI | 5.90% | Chemical | China +1 |
| 5 | CDSL | 5.27% | Depository | Financialization |
| 6 | LAURUSLABS | 5.22% | Chemical | China +1 |
| 7 | TATACONSUM | 5.15% | FMCG | Consumption |
| 8 | SAREGAMA | 5.14% | Streaming | Digitalization |
| 9 | ETHOSLTD | 4.71% | Retail | Premiumisation |
| 10 | LTIM | 4.60% | IT | Long Term bet on IT Services |
| 11 | TITAN | 4.52% | Retail | Premiumisation |
| 12 | VBL | 4.32% | FMCG | Consumption |
| 13 | ASTRAL | 4.04% | Building Material | Industrial/Real Estate Capex |
| 14 | MOLDTKPAC | 3.93% | Packaging | Paint, FMCG and Pharma |
| 15 | FLUOROCHEM | 3.55% | Chemical | EV/ Energy/ China+1 |
| 16 | LTTS | 3.44% | IT | ER&D |
| 17 | EQUITASBNK | 3.24% | BFSI | Financialization |
| 18 | ALKYLAMINE | 3.13% | Chemical | China +1 |
| 19 | RAJRATAN | 3.10% | Auto Ancillary | Auto theme |
| 20 | PIIND | 3.05% | Chemical | China +1/ Agro Chemical Export |
| 21 | SHBCLQ | 3.04% | Consumer Durables | EV/Smart Meters |
| 22 | GOKEX | 2.53% | Textile | Export Oppourtunities |
| 23 | CLEAN | 1.86% | Chemical | China +1 |
| Industry | % Allocation |
|---|---|
| Auto Ancillary | 3% |
| BFSI | 17% |
| Building Material | 4% |
| Chemical | 23% |
| Consumer Durables | 3% |
| Depository | 5% |
| FMCG | 9% |
| IT | 8% |
| Packaging | 4% |
| Pharma | 6% |
| Retail | 9% |
| Streaming | 5% |
| Textile | 3% |
Tracking:
KEI Industries, Polycab, Techknowgreen, KPI Green, Praj, Pricol, KPIT Tech, Tata Elxsi and Trent
I will maintain the number of stocks in my portfolio between 20 and 25.
I maintain 90% of the equity in my portfolio. (50% in stocks and 40% in mutual funds).
Rest 10%, I maintained in debt in PPF, Liquid funds & cash ( Liquid fund & cash sufficient to cater my emergency corpus).
I maintain an emergency fund (equivalent to six months’ worth of expenses) inclusive of cash allocation, which is less than 2% of my portfolio.
For retirement corpus, relying on EPF and NPS.
My MF investment is goal-linked, and I invest in stocks for long-term wealth generation. All future goals will be covered by the SIP in MF. I started these SIPs in 2017 (at 24 years of age). I also keep increasing the SIP amount by 10% every year as per the increase in income.
XIRR till date in MF is 19%.
Inviting views from fellow Valuepickrs. Awaiting your valuable feedback and suggestions.