I am Shanmugam. 32 yr old doctor. Creating portfolio for long term investment. Any suggestions on portfolio is welcome. Previously had market weightage portfolio. Did modification and made equal weightage portfolio.
Wish to have growth of 15 - 25 %. Some stocks are overvalued. But added in view of future growth. Have 20 % money as cash. My income is 1/6 th of my portfolio. So I wish to add 6- 8 % percent of current portfolio every month as SIP.
Please provide your valuable suggestions & help me to make good portfolio. Thank you.
NIIT Tech valuation is too high, RJ like big guys invested, if they sold their shares, price will go down. Earnings and margin are not sustainable, better to sell when high.
Nice selection of stock barring one or two. Regarding NIIT Tech. - 28% of sales come from Travel sector which is completely bombed out. The stock might be out of favour for a good time due to this one important factor. Also I don’t like few stocks
ABFRL: Don’t see it doing well given very high competition and consumers downtrading in the near future.
Tata Chem - Commodity grade stock with high operating leverage in the weakening macro is not a good proposition
Thank you. Added tata chemicals in view of diverse products & subsidiaries.
Niit - If travel industry down after may 15, i may consider to sell and re entr once the condition is clear… avg up after reaching 1350- 1400. waiting for report
abfrl - Even with lot of competition. people going to shops and buying when coming to premium dress selection
updated portfolio. Reorganised bank sector for long term. Modified few stocks. planned to add Titan and Pidilite. but I don’t want to keep more than 15 stocks.
Sold because i thought multi national production cessation including US. will be adding again after q1 result. wish to add both Titan and Pidilite along with TCL after Q1. May be those will be better priced
modified portfolio.
sold Bajaj finance & Jamna auto. because target achieved. 100 % gain in very short term. May add them back if i get good price.
Pfizer and Voltas - Appears to be over valued to me. so sold.
Converted portfolio to small caps. Willing to take risk. Hope my value picker idea work😅
Sold pgel at 140. reason - value tripled in short time. may add once reach 120
added sbi at 186. 15% - short term investment
added tatachemicals 300 @ 4%
sold hinduniliver ~ not meeting my investment target
planning to add Pfizer again
Highly irritated/dis satisfied with Bajaj finance field work. Despite stock growth, i removed from my watchlist.
Missed stocks to invest in this covid crash- pidilite, asian paints, titan, infy, niit, herohonda, maruti, hdfcbank, kotak bank… may utilise if chance arise
Sold PGEL, SBI & Tata chemicals completely - Target achieved.
Sold Transpek - still suffering from covid
Sold Kingfa & VBL- kept in watch list.
3 stocks - My field related…
Added Shilpa medicare avg 370 @5%- Target holding period - 10 yrs. Reason - expanding medical colleges & increasing diagnosis-incidence of cancers. All cancer drug related API may get benefited in following decade
Added Fermenta avg 305 @5 %- 15 percentage increase in VIT D sachet price in last 6 months. Opd treatment back to 75%.
Added Ahluwalia contract avg 220 @ 4 %- Anticipated increase in Medical college numbers - Pan India.
Added Torrent Power avg 320 @ 6%- expecting breakout in discom sector.
Added Bodal chemical avg 75 @ 6%. Long undervalued. Short term Target based.
Added Fortis health care - reason 1. Huge trend in last year towards established big Hospitals/ multi discipline institutes than single physician dependent clinics
2. 2nd Covid wave making govt hospitals to limit opd - huge diversion towards established pvt hospitals.
Even though This may help every big hospitals, i personally feel Fortis is hugely undervalued for its name and fame ( despite bitter hiccups from promoters)
Added Prima plastics- solid growth in revenues over past 5 years and reduction in debt. Expecting good growth. Love to read more.
Issues- 20 stocks in portfolio. May cut the weeds after 1 yr.
1.ABFRL
2.AHLUWALIA CONTRACTS
3.ATGL
4.BIRLA CABLES
5.BODAL CHEMICALS
6.CHOLA FIN
7.CUB
8.EXIDE INDUSTRIES
9.FEDERAL BANK
10.FERMENTA BIO
11.FORTIS HEALTH CARE
12.GREAVES COTTON
13.ICICI
14.JASH ENGINEERING
15.LINDE INDIA
16.PRIMA PLASTICS
17.SHILPA MEDIC
18.SIRCA PAINTS
19.TORRENT POWER
20.GOLD BEES
Sold ABFRL, CHOLA FIN, SIRCA, BODAL CHEMICALS, SHILPA MEDIC CARE, CUB, GREAVES COTTON.
Anticipating revenues loss in all because of covid impact. Anticipating revenue losses stay much longer this time. Moving to 60 % stocks/ 40 % debt MF fund till the crisis time.
