My overall strategy is divided in 2 parts.
- keep investing in Index as big companies will get bigger with time and I invest through SIP route so that unlike direct investing, I will not wait for the correction and I keep on investing
- Direct investing as I described above
Now at the moment there is an overlap between 2 because I have recently started building the portfolio and at the moment there are better opportunities in large cap compared to Mid/Small cap, but that doesn’t mean that I won’t invest in them.
To get the sense at very high level, I used to look at the below table and as we can see Nifty50 under performed in FY2020 & 2021, hence I am focusing at the large cap.
Using this similar strategy I have invested in small cap mutual funds until mid of 2020 and booked all the profit by end of 2021 as that bet was for medium term.
