Quick Background - I am a newbie to direct stock investing, and I used to invest through mutual funds earlier. Fortunately I got done with a lot of obligations - student loan, marriage ka kharcha, house loan just before the COVID crash. This pushed up my savings rate to 75% from the earlier 20% at which point I decided to start investing directly.
A lot of my picks have come through research on Valupickr, a close knit stock group and my own job - I work as a consultant at an MBB firm where I get to work directly with CXO in some of the stocks/sectors I invested in.
I invest my cash flow in the following manner:
a. 60% Direct Equities
b. 10% Crypto
c. 15% Mutual Funds
d. 15% Debt/Cash on Hand
I think of my portfolio in terms of baskets - I tend to buy 2-3 players in same space. Would be great to have everyone’s opinion as we enter into a choppy territory ahead. Feedbacks on stocks and cash flow allocation will be greatly appreciated
EDIT - I also have 5% tracking positions in IBullReal, Valiant, Stylam, LTTS. Additionally I have booked around 30% of capital as gains till now
Here are my picks and rationale: