I spoke about current situation… And by leader’s i didn’t mean the size of bank/nbfc …
If going by mere size , it’s SBI . Which is 3x bigger than HDFC …
What i emphasised was quality … as they will be the last one to fall…I never mentioned banks , it can b any financial institutions like
In banks - hdfc, kotak now even ICICI
SFB - AU
Gold financing - muthoot
Nbfc - bajaj finance , chola
Psu - SBI, canara ,bob
Home loan - Hdfc , Aavas
These stocks trade at premium, for a reason…
But lot of people i know go for bargain and burn their fingers…
Yes bank , dcb , suryodaya, ujjvan now RBL and lot of examples on nbfc side
At present for me it’s rationality. Or as like u mentioned even if it’s laziness , I’m happy it saved me.
Here RBI is absolutely right , their first job is to protect the interests of customers , not investors.