Ranch Portfolio

I am new to this forum and investing directly in stock . Kind of buy and hold strategy for long time frame. Expecting 2% higher than Bank FD rate longer run.

IT-> TCS,LTI,Infoedge
Chemical-> pidilite,Astral Poly,Berger paint
Pharma -> Abbott , Divis,Amrutanjan
Insurance -> Hdfc Life,Icici Lombard
Consumer -> Voltas,Havells
Lifestyle -> Bata,Titan
Food-> Nestle,Britannia,Hul
Agrichem-> Bayer,Atul
Bank -> Kotak,Idfc 1st bank.

22 stocks weightage 4-6% maintaining at my portfolio .
Investment Thesis:-
TCS-> Strong moat at IT service play. I believe India 1st 1 trillion dollar company could be TCS. employing 5lakh people and still long way to go.
LTI-> Holding from IPO and 4 bagger already . avg up when ever possible and have moat at IT space .
Infoedge-> i see infoedge as US shark tank startup investment strategy.Naukri is free cash flow plus management pedigree.
Pidilite-> fevicol brand and going expansion at emerging country .Competition is astral is catching up at adhesive/pipe space.Berger catching up at paint space.
Abbott-> have concern that products listed under unlisted abbott india but still they are introducing new products under listed play and hold top market share many products . watching same.
Divis-> API play and amrutanjan -> small cap + feel still long way to go. Debt free and I could see their products even in my home.
HDfc life-> insurance play,Long way to go. ICICI Lombard -> motor insurance and consolidation happen in this area by merging with axa .
Bata – Foot ware play Titan-> lifestyle player and can capture ppl disposable income (Tanishq,Titan eye plus…etc)
Nestle-> Noodles,Noodles,Noodls (like fevicol 4 adhesive, maggi for noodles)plus they have many products number 1 in market (moat at baby milk products)
Briannia : Morning tea sip without marie gold is not perfect day to start : ) .
HUL-> atleast we will be using one product per day by everyone by HUL
Bayer-> merging Monsanto and agri play (india backbone is agri )
Atul-> chemical play and they have moat at chemical area.
Kotak -> Uday kotak management
Idfc 1st bank -> holding from capital 1st days and betting on jockey Vaidya.

Feedback comments welcome.



Great set of companies. You can add on the ones whenever there is a stock specific correction.

Thanks for the response . Sure will do same.

Few thoughts or discussion points:

  1. Why Bata and why not Relaxo ? --> managing huge store fleet (1200+) in the times of online shopping behemoth vs smaller stores fleet( 250+) , available in small shops
  2. Why Havells and why not Polycab ? --> Polycab is starting with foray in electricial goods now as well
  3. Why Voltas and why not Whirlpool ? --> Whirlpool may enjoy higher brand loyalty

Thanks for the response. My comments
We can always debate why bata / havells/voltas or why not relaxo/polycab/whirlpool. They too good company and like their balance sheet . Just personal preference hence picked Bata/Havells/Voltas,.

Relaxo cater low segment but Bata cater mid premium. Buy company whose products which we like :).My dad still buy bata products :blush:

havells , i bought OTG recent & quality is stunning and could see havells catering multi electrical good. even they entered in AC some month back and polycab also good company but havells is much more diversified and have moat at application catering area.

Voltas : Just a thought on management .Voltas recently entered dishwasher market quickly once lockdown announced as dishwasher sales going through roof. I too bought voltas dishwasher :blush: .Just market pulse they able to understand and produce product for market need. Whirlpool also good but voltas from Tata stable and PLI scheme indian company will benefit much more hence preferred more towards voltas.

P.S i havent purchased any products from relaxo,Polycab,whirlpool. As said earlier even though balance sheet is good but inclined toward products which i consume/experienced.

1 Like