Below is my detailed stock portfolio which comprises of 55% of total capital, the rest of my capital is in Bank Fixed Deposits (yes I know its too much of FDs given that I am 28 years old!). I am a conservative investor by nature and strongly believe in margin of safety. Investing in the markets for the last 4+ years and none of the years I have lost money (nor have I made great money!). I am a believer in Warren's Buffet investment philosophy, but occasionally turn to the concept of "borrowed conviction" for the simple reason that their analysis/competence super-seeds mine - likes of Sanjay Bakshi, Basant Maheshwari etc. ( Yes, I know borrowed conviction is dangerous!)
Help needed:
1) My returns on the stock portfolio haven't been great inspite of the bull market primarily due to being conservative. I have invested substantial part of my portolio in Piramal Enterprises which I believe is a story to be told for the next 10-15 years! or even more. I am extremely comfortable holding this position
2) I have 20 stocks in my portfolio, and I need to 2 brains to keep a track of this. Want suggestion to trim it down
3) How much % capital should be invested in equities. My liabilities ahead are two marriages in the family :)
| Name | CMP | Buy price | % | Comments |
| PEL | 848.00 | 659 | ## | - Betting on Ajay Piramal and his capital allocation skill |
| ASHIANA | 180.15 | 99 | ## | - A standout Real estate company with miles to grow ahead |
| SUNPHARMA | 914.00 | 328 | 8% | - Pharma bellweather, standard 20-25% CAGR stock |
| TATAMTRDVR | 328.60 | 143 | 8% | - Betting on JLR story |
| KRBL | 99.15 | 94 | 6% | - Enormous potential in the organized basmati rice market |
| TCS | 2,584.00 | 1,110 | 5% | - Tech bellweather, reduces beta on my portfolio; more to protect the downside |
| Repco Home | 537.00 | 485 | 5% | - Huge opportunity in the Housing Finance market, especially in tier 2/3 cities |
| OFSS | 3,333.60 | 3985 | 4% | Acquired for dividend stripping scenario, currently not sure what to do with the stock |
| BRITANNIA | 1,530.00 | 495 | 3% | - Consumer demand play, considering adding more |
| LICHSGFIN | 381.00 | 250 | 3% | - Housing finance bellweather; betting since the last 3 years |
| ITC | 355.65 | 331 | 3% | - Consumer bellweather, reduces beta on my portfolio; more to protect the downside |
| GRUH | 238.00 | 188 | 2% | - Huge opportunity in the Housing Finance market, especially in tier 2/3 cities |
| DIVISLAB | 1,719.00 | 830 | 2% | - Acquired on borrowed conviction as I do not understand the business. Not sure what to do with this |
| LT | 1,653.50 | 1,100 | 2% | - infra bellweather, reduces beta on my portfolio; more to protect the downside |
| AXISBANK | 467.85 | 242 | 1% | - banking bellweather, likely to sell |
| SRTRANSFIN | 1,051.00 | 1,000 | 1% | - Sole Debunture in the portfolio with <1 year to maturity |
| POWERGRID | 144.35 | 86 | 1% | - More like a FD in the portfolio |
| CIPLA | 664.00 | 310 | 1% | - Acquired on borrowed conviction as I do not understand the business. Not sure what to do with this |
| L&TFH | 70.60 | 56 | 0% | - Acquired in IPO |
| HDFC | 1,095.45 | 710 | 0% | NA |
Views/suggestions would be highly appreciated!