I have been a regular reader of VC posts by some of very intelligent investors. Was waiting for the pessimistic times to rebulid my portfolio ( had few share earlier but exited after 2019 budget)
Here are my picks ( taking a basket approach in different sectors) where I plan to SIP for next one year (ye I believe that this market condition would last at least for next 3 months & after that it would stabilize for sometime )
A Real Estate
i) Purva ii) Kolte Patil iii) Oberoi iv) Ashiana
i) Solara ii) Poly Medicure iii) Divis
i) Godrej Consumer ii) Titan iii) Bajaj Consumer iv) Cera
i) Muthoot Fin ii) Manapuram iii) Muthoot Cap iv) Gruh
i) DCB ii) Federal iii) RBL
F ) INSURANCE
i) HDFC Life ii) ICICI Lobmbard
G ) Auto
i) Varroc , ii) Harita iii) Sundram Fastners
i) Sonata ii) Tata Elexsi iii) MPhasis
i) Deepak Nitrite ii) AIA Engineering iii) KNR Construction iv) Mah Logistics v) ICICI Securites vi) Avanti
These are 9 buckets - Intention is to put 15% each in C & I buckets and 10% each in rest of the 7 sectors.
My experience as well as inputs from others intelligent investors tells that in tough times, our portifolio should not be concentrated. The intention is not to make or claim >20% returns. My expectaions are just to make 15% return/annum over a horizon of 5 years.No dreams of having any multi-baggers. Capital preservation is fundamental in my approach.
Look forward to your views ,suggestions or please point out corporate governance issue in any of these companies.