hey all, Following is my portfolio i need your expert suggestion on this.
I started my investing journey after reading Rich dad poor dad I started with mutual fund slowly sip’ing every month and also I didn’t knew much about analysing stocks after reading few books i read coffee can investing I liked the idea so I thought of implementing the idea that i read in the book and invested in stocks which are
I am thinking to do this exercise every 10 year of coffee can investing but as I see market changes quickly is it worth to hold on to this stocks and repeat the exercise every 10 year
Also i have some stocks that i call mother stocks as they hold many company insides them i also hold them and few stock that I bought in 2021-2023 just looking at future no fundamanental just pure future prediction
Stocks are
reliance - 2441
hul - 2252
infoedge - 4094
itc - 202
cams - 2211
icici bank - 719
ion exchange - 289
There are core companies and there are some possible compounders.
Sectoral spread is also decent with a good mix of all Finance - Banks and Allied, IT-Tech, Utilities/Energy, Defence, FMCG, Pharma, Chemical, Engineering and Materials, Auto and Auto Ancillaries.
Marjorly around Large and Mid Caps … In future if the market corrects, you could consider adding some small caps as well … for the extra Alpha for the portfolio given that you are looking at long term horizon with 10 years or more.
My only suggestion would be to reduce the number of stocks you are holding. At the end of the day, you can get exposure to large cap companies via MF. You need not hold the same stocks that the Mutual Fund is already holding for you.
You can think of selling your Largecap holdings and increase your investments in Midcap and Smallcap.
I strongly believe one should have a direct equity Portfolio only if you think you can beat the MFs and the Index.
But if you have a really big portfolio of like 40-50 Lakh then this allocation is perfect.
I observe your portfolio has mixture of all kind of sectors, stocks etc which is good for diversification. However, you have to understand that all sectors/stocks don’t grow at same point of time. Hence, in order to capture the maximum growth of any sector/stock, you need to keep a watch on the quarterly performance of each & every stock which are in your portolio and make sure they are growing quarter on quarter at the desired rate of growth you are expecting on your portfolio. Watch for their quarter on quarter growth and if the sector/stock doesn’t grow at the desired level, then I think you should exit such stock and then look for the next stock which can achieve your desired growth. Don’t keep more than 20 odd stocks in your portfolio so that you are able to monitor its growth quarter on quarter. Keep tab on all the news on the stock more specifically the sector in which such stock gets categorised. Only if such sector grows, your stock will have a chance to grow if not, then it is better you get out of such stock & look out for other opportunities in the market. Wish you all the best.
When you are holding stocks, in order to ensure you have the stocks which will increase your networth, it’s a matter of few minutes to spend on the financials of the company quarter on quarter and make sure you are holding the right stock. You need to see the turnover figure, profit margin & the absolute net profit figures. Compare them with earlier quarter, year on year etc. It doesn’t take too much knowledge to analyse that.
