Here are the updated gold AUM and auctions for FY21 and how it has varied over time across gold financiers.
| AUM (in cr.) | FY13 | FY14 | FY15 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 |
|---|---|---|---|---|---|---|---|---|---|
| Muthoot finance | 26’000.04 | 21’617.90 | 23’349.90 | 24’335.50 | 27’219.90 | 28’848.40 | 33’585.30 | 40’772.40 | 51’926.60 |
| Manappuram finance | 9’945.80 | 8’155.20 | 9’269.30 | 10’080.60 | 11’124.53 | 11’734.98 | 12’961.52 | 16’967.18 | 19’077.00 |
| Bajaj finance | 37.39 | 146.78 | 543.96 | 655.01 | 853.37 | 1’557.49 | 2’239.97 | ||
| SBI | 900.00 | 2’179.00 | 20’987.00 | ||||||
| HDFC Bank | 4’042.00 | 4’057.00 | 4’531.00 | 4’800.00 | 5’500.00 | 5’900.00 | 6’200.00 | 8’300.00 | |
| Shriram City Union | 4’787.00 | 2’453.00 | 2’943.00 | 3’408.00 | 3’427.00 | 3’374.00 | 2’712.00 | 3’119.00 | 3’789.00 |
| IIFL | 3’865.00 | 3’912.00 | 3’790.00 | 2’914.00 | 2’910.00 | 4’037.00 | 6’195.00 | 9’125.00 | 13’149.00 |
| Federal bank | 6’360.00 | 5’962.00 | 6’524.00 | 7’228.00 | 9’301.00 | 15’816.00 | |||
| CSB bank | 2’958.00 | 3’799.00 | 6’131.00 |
| Gold auctions (in cr.) | FY13 | FY14 | FY15 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 |
|---|---|---|---|---|---|---|---|---|---|
| Muthoot finance | 3’429.31 | 2’787.90 | 3’880.00 | 1’184.70 | 2’517.68 | 1’400.05 | 854.78 | 325.48 | |
| Manappuram finance | 1’301.30 | 2’284.70 | 1’188.00 | 1’932.00 | 929.00 | 1’204.50 | 419.40 | 116.10 | 412.25 |
| Bajaj finance | 6.29 | 18.79 | |||||||
| Shriram City Union | 50.21 | 17.85 | 32.48 | 10.42 | 3.07 | 0.37 | |||
| IIFL | 159.06 | 148.76 | 308.33 |
| Auction % of AUM | FY13 | FY14 | FY15 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 |
|---|---|---|---|---|---|---|---|---|---|
| Muthoot finance | 15.86% | 11.94% | 15.94% | 4.35% | 8.73% | 4.17% | 2.10% | 0.63% | |
| Manappuram finance | 13.08% | 28.02% | 12.82% | 19.17% | 8.35% | 10.26% | 3.24% | 0.68% | 2.16% |
| Bajaj finance | 0.40% | 0.84% | |||||||
| Shriram City Union | 1.47% | 0.52% | 0.96% | 0.38% | 0.10% | 0.01% | |||
| IIFL | 2.57% | 1.63% | 2.34% |
Auctions went beyond 15% of outstanding AUM in the last cycle, this time it has been much more controlled across NBFCs. Banks are not obliged to share this data in their annual reports.
Disclosure: Invested in Manappuram (position size here)