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Life Insurance Companies - Comparison

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vinay_chauhan February 15, 2022, 2:35pm 263

Any thoughts on the level of reinsurance and average life cover…

The Life Insurance Business: A structured Introduction VP Expert Network

@Mas24 @zygo23554 Few points from Q3FY22 conference calls of SBI LIFE INSURANCE, HDFC LIFE INSURANCE, ICICI PRUDENTIAL LIFE INSURANCE. SBI LIFE: Average term life cover 40 to 50 Lakhs. All retained, no reinsurance, therefore unaffected by reinsurance price hike. They were already at a premium to other two, now at the same level after price hikes by other 2 players. HDFC LIFE: Average term life cover 80L to 1 CR. Retention 40L rest reinsured, price hike in life term is 10 to 25 percent. I…

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