Hi All, would someone be able to explain how credit of banks are calculated like for Yes Bank is around 50bps. What parameters go into this .
Thank you
Hi All, would someone be able to explain how credit of banks are calculated like for Yes Bank is around 50bps. What parameters go into this .
Thank you
You want to know credit cost or cost of funds? Credit cost = Loan Impairment charges which is otherwise known as Change in provision + charge off - recovery
Yes was looking for credit cost relating to loan impairment , so its a % of what as in the denominator ? Change in provision + charge off - recovery
Total outstanding or receivable. HTH