Forbes & company limited the off-balance-sheet diamond

FORBES & COMPANY LIMITED

48 Acres. Hidden Value. Multiple Paths to Monetisation.

BSE: 502865 | Current Price: ~₹302 | Market Capitalisation: ~₹390 crore
Investment View: Special Situation / Asset Monetisation / SOTP


INVESTMENT SUMMARY

Forbes & Company is difficult to value through conventional earnings metrics.

FY26 consolidated profit was only approximately ₹13.4 crore, while consolidated shareholders’ funds stood at approximately ₹199 crore. At a market capitalisation of roughly ₹390 crore, the company does not screen as particularly cheap on P/E or ROE.

The investment case is therefore different.

Forbes should be viewed as an asset-monetisation and special-situation opportunity rather than a conventional earnings-growth company.

The most important potential asset is Forbes’ economic exposure to Svadeshi Mills, which owns approximately 48 acres at Sion/Chunabhatti, Mumbai.

The recent Bombay High Court development materially improves the investment case: on 2 September 2026, the Division Bench allowed the revival proposal and set aside the earlier rejection, creating a pathway for revival and redevelopment of the property.

Our working SOTP produces an indicative NAV of approximately:

₹1,304–1,404 crore

₹1,011–1,088 per share

Base case: ~₹1,049 per share

Against a current price of approximately ₹302, this represents a substantial potential valuation gap.


1. COMPANY & FINANCIAL SNAPSHOT

Particular Forbes & Company
Current Price ~₹302
Market Capitalisation ~₹390 crore
FY26 Consolidated Revenue ~₹90 crore
FY26 Consolidated PAT ~₹13.4 crore
Consolidated Shareholders’ Funds ~₹199 crore
Debt Effectively debt-free
Promoter Holding ~73.85%
Promoter Pledge ~98% of promoter holding
Indicative Base NAV ~₹1,049/share

The company operates across engineering, automation, real estate and investment-related activities and is part of the Shapoorji Pallonji Group.

The operating business itself does not justify an aggressive valuation. The potential upside comes from the difference between accounting value and economic value of legacy assets.


2. THE KEY ASSET — SVADESHI MILLS

Forbes and Forbes Campbell Finance collectively hold approximately 22.70% of Svadeshi Mills.

Svadeshi owns approximately:

48 acres at Sion/Chunabhatti, Mumbai

The Bombay High Court’s 2 September 2026 judgment is an important turning point.

The Court allowed the revival proposal after considering the long-running liquidation proceedings and recognised the approximately 48-acre Mumbai landholding as Svadeshi’s most valuable asset.

The revival proposal involves redevelopment rather than simply treating the property as a distressed asset for immediate sale.

Key points from the recent case:

  • Grand View Estates and Forbes collectively hold approximately 53.25% of Svadeshi Mills.

  • Forbes + Forbes Campbell Finance hold approximately 22.70%.

  • Grand View deposited ₹240 crore with the Official Liquidator.

  • Approximately ₹169 crore was distributed to workers.

  • The revival proposal addresses the interests of approximately 2,834 former workers.

  • Forbes/Grand View-related dues are subject to the revival/restructuring framework.

Source: Bombay High Court Division Bench judgment dated 2 September 2026.

Why this matters

For years, Svadeshi was primarily a distressed/legal situation.

The latest judgment potentially changes the narrative to:

Liquidation → Revival → Redevelopment → Monetisation

That creates a much more valuable optionality for Forbes.


3. SVADESHI — ILLUSTRATIVE REDEVELOPMENT ECONOMICS

The historical ₹3,000 crore auction reference should not be used as a current valuation. It relates to an earlier period.

A better approach is to model the economics of today’s redevelopment.

Illustrative framework

  • Land: ~48 acres

  • Owner-side theoretical allocation: ~34%

  • Illustrative FSI: ~4x

  • Theoretical owner-side BUA: ~2.84 million sq ft

  • Illustrative effective free-sale BUA: ~2.0 million sq ft

  • Illustrative realisation: ~₹26,000/sq ft

  • Illustrative GDV: ~₹5,200 crore

  • Less development, rehabilitation, finance, taxes and other costs: ~40%

  • Illustrative residual project value: ~₹3,120 crore

This produces a potentially substantial economic value for Forbes/FCFL.

However, because creditor claims, rehabilitation obligations, development structure and eventual monetisation remain uncertain, we use a ₹900–1,000 crore working attributable value for Forbes in our base SOTP.

Important:

₹900–1,000 crore is an analytical scenario, not a company valuation or guaranteed recovery.


4. LODHA: THE REAL-WORLD MONETISATION PRECEDENT

The broader Mumbai Metropolitan Region provides an interesting precedent through Lodha’s Palava data-centre development.

Lodha’s disclosed data indicates that data-centre-related land values increased from approximately:

₹2.6 crore/acre in 2021

to

₹21 crore/acre in 2025

This represents approximately an 8× increase.

Lodha has also disclosed transactions with major institutional/data-centre players and is developing a large data-centre ecosystem at Palava.

The important lesson is not that Svadeshi will become a data-centre project.

Rather:

Strategic land can experience a significant increase in monetisation value when infrastructure, institutional capital and a credible developer converge.

That is the relevant correlation for Forbes.

Lodha / Palava vs Forbes / Svadeshi

Lodha / Palava Forbes / Svadeshi
Large strategic landholding ~48 acres
Mumbai Metropolitan Region Sion/Chunabhatti, Mumbai
Institutional infrastructure demand Potential institutional/developer demand
Developer-led monetisation Potential developer/JV monetisation
Land + infrastructure ecosystem Land + redevelopment ecosystem
Possible land sale / development Possible sale / JV / development rights

Source: Lodha investor presentations and disclosed Palava transactions.


5. DATA-CENTRE OPTIONALITY — NOT INCLUDED IN BASE NAV

The data-centre angle should be treated carefully.

There is currently no established evidence that Svadeshi’s 48 acres is approved or designated for data-centre development.

Therefore, zero data-centre value is included in our base NAV.

The optionality exists because the Mumbai region is attracting significant data-centre investment and institutional capital.

A future developer could theoretically evaluate alternative high-value uses for the land, depending on planning permissions, infrastructure, economics and approvals.

Potential monetisation structures could include:

  • outright land sale;

  • development-right sale;

  • joint venture;

  • development management agreement;

  • phased development;

  • institutional transaction; or

  • specialised infrastructure development.

The most important point is that Forbes does not necessarily need to fund and execute the entire project itself.

A strong development partner could bring capital, execution capability and institutional relationships while the land contributes the strategic asset.


6. OTHER VALUE DRIVERS

Wagle Estate

Forbes has approximately 2.63 acres / 10,671 sq m at Wagle Estate, Thane.

The company has pursued development under an IT/ITES framework, with planned built-up area of approximately 6.2 lakh sq ft.

We use only approximately:

₹150 crore incremental value

in the SOTP, deliberately avoiding an aggressive gross-property valuation.


Vicinia — Chandivali

The residential development has substantially progressed:

  • Construction completed

  • Possession handed over for sold units

  • Approximately five flats remain unsold

  • Full OC expected around December 2026

We assign only:

₹5 crore residual uplift

This prevents the SOTP from relying on an excessive project valuation.


Other Property / Operating Business

We use a conservative:

  • ₹20 crore other-property/value allowance

  • ₹30 crore operating business/franchise uplift

No material additional MTM is assigned to listed investments because their value is already reflected within consolidated assets/equity.


7. SOTP VALUATION

Base NAV calculation

Component Value
FY26 consolidated shareholders’ funds ₹199 cr
Svadeshi attributable value ₹950 cr
Wagle Estate incremental value ₹150 cr
Vicinia residual uplift ₹5 cr
Other property/value allowance ₹20 cr
Operating business/franchise value ₹30 cr
Listed investment MTM adjustment ~₹0
Indicative NAV ₹1,354 cr

At approximately 1.29 crore shares:

₹1,354 crore ÷ 1.29 crore shares = ~₹1,049/share

Current market price:

~₹302/share

Therefore:

Current price / Base NAV ≈ 0.29×

or approximately:

71% discount to our base NAV estimate


8. SOTP SENSITIVITY

The most important variable is Svadeshi.

Scenario Svadeshi Value Total NAV NAV/Share
Bear / Delayed ₹600 cr ~₹1,004 cr ~₹778
Base Redevelopment ₹950 cr ~₹1,354 cr ~₹1,049
Strategic Monetisation ₹1,200 cr ~₹1,604 cr ~₹1,244
Developer / Institutional Unlock ₹1,500 cr ~₹1,904 cr ~₹1,476

The ₹1,500 crore scenario is not a forecast.

It represents a scenario in which a credible developer/institutional partner materially improves the monetisation pathway and economics.


9. CATALYSTS

1. Svadeshi revival implementation

The September 2026 Bombay High Court decision provides a potentially important legal pathway toward revival and redevelopment.

2. Developer selection / JV

A credible developer entering the project could provide the first major external validation of the land economics.

3. Redevelopment approvals

FSI, rehabilitation and development approvals would significantly improve valuation visibility.

4. Wagle Estate execution

Actual construction, leasing or monetisation would establish a second independent value driver.

5. Vicinia completion

OC and final inventory monetisation could release capital.

6. Corporate restructuring

Further mergers, demergers or asset monetisation could unlock value.


10. KEY RISKS

Promoter pledge

Approximately 98% of promoter holding is pledged. This is a major risk and should be monitored closely.

Svadeshi complexity

Headline land value cannot simply be multiplied by 48 acres. The final value depends on creditor settlements, rehabilitation, development costs, FSI, approvals and the eventual structure.

Execution risk

Asset value can remain theoretical for years if development does not progress.

Low ROE

The operating business currently generates relatively low returns on capital.

Illiquidity

Forbes is a small-cap stock and can experience substantial price volatility.

Valuation risk

A large NAV discount can persist if investors do not see credible evidence of monetisation.


11. INVESTMENT CONCLUSION

FORBES & COMPANY — THE OFF-BALANCE-SHEET DIAMOND

At approximately ₹302/share, Forbes has a market capitalisation of only around ₹390 crore.

On conventional earnings metrics, the stock is not obviously cheap.

But conventional metrics may miss the central opportunity.

The September 2026 Bombay High Court decision potentially moves Svadeshi Mills from a long-running distressed/liquidation situation toward a revival and redevelopment pathway.

That matters because Svadeshi owns approximately 48 acres in Sion/Chunabhatti, Mumbai.

Lodha’s Palava experience provides a real-world example of how strategic land can attract institutional capital and achieve significantly higher monetisation values as infrastructure ecosystems develop.

We are not assuming Svadeshi becomes a data-centre project.

Instead, the Lodha case demonstrates the broader principle:

Strategic land + credible developer + institutional demand = potential value re-rating

Our working SOTP indicates:

Bear NAV: ~₹778/share

Base NAV: ~₹1,049/share

Strategic Monetisation: ~₹1,244/share

Developer/Institutional Unlock: ~₹1,476/share

The core investment thesis is therefore:

The market currently values Forbes primarily as a small, low-ROE operating company. The opportunity is that its legacy assets—particularly the 48-acre Svadeshi Mills exposure—could ultimately be worth substantially more once redevelopment and monetisation become visible.

THE OFF-BALANCE-SHEET DIAMOND

48 acres. Hidden value. Multiple paths to crystallisation.


DISCLOSURES

Holding: I do hold shares of Forbes & Company .

Relationship: I do not hold any relationship with promoter.

Valuation disclosure: The SOTP and all asset values presented above are analytical estimates/scenarios. They are not company guidance, independent registered valuations or guaranteed realisable values.

The data-centre scenario is not included in the base NAV and should be regarded solely as optionality.


DISCLAIMER

This report is for educational and informational purposes only and does not constitute investment advice or a recommendation to buy or sell securities.

Forbes & Company is a small-cap/special-situation investment and involves significant risks, including asset-monetisation risk, execution risk, regulatory risk, promoter pledge risk, creditor/restructuring risk, valuation uncertainty and liquidity risk.

Investors should independently verify the company’s financial statements, annual reports, stock-exchange filings, court orders, land titles, development approvals, creditor claims and related-party transactions before making any investment decision.

Investors should consult a SEBI-registered investment adviser where appropriate.

All calculations are indicative and may change materially as new information becomes available.

3 Likes

The company owns Forbes building at Kala Ghoda and also holds Eureka Forbes shares… there is no doubt it is deeply discounted asset play even if you consider value from Svadeshi land as zero.. only problem is time uncertainity… when value unlocking will play out..

disc, holding since pre demerger days.. view may be prejudiced..

yes agree . The forbes building is heritage site and i have purposely not considered considering they will not sell . They do get 14-15 cr annual Rent if i remember correctly. Minimum value of that building should be upwards of 500 cr .Secondly they have other properties as well 50% stake in Lyndewode House in Peddar road . Value of that itself would be 500 cr Plus . I just considered properties that should go for real estate devlopment . I have visited thane project site construction work has been happening and infact company had announced 6 months back some plans for the same. My hunch is maybe they will sell all this land to SP realty to develop or maybe sp realty can reverse merge into this . I maybe biased . But was reading moneycontrol news 1 year back sp realty was planning to raise money .

1 Like

Great find. I went through the High Court order to get an idea about timelines. I am no expert in law but I believe the revival would need to be done to pay back huge loan amounts.

    1. September 5, 2005: The Bombay High Court passes a winding-up order for Svadeshi Mills Company Limited.
    2. October 14, 2011: A Single Judge of the High Court rejects an earlier proposal for the company’s revival.
    3. August 23, 2013: A Division Bench of the High Court upholds the Single Judge’s rejection of the earlier revival proposal.
    4. February 23, 2016: The Supreme Court upholds the earlier rejection but reserves the liberty for the applicants to file a fresh application for revival.
    5. October 9, 2023: The company is briefly brought out of winding-up pursuant to an order by Hon’ble Shri Pitale J.
    6. May 14, 2024: An Extra Ordinary General Meeting (EOGM) is held, where shareholders pass a resolution (with a 99.85% majority) to amend the company’s object clause to include real estate development.
    7. January 31, 2025: The Supreme Court issues an order directing the Single Judge to consider whether creditors and eligible workers had been paid or had agreed to be paid.
    8. 2025: Grand View Estates files Interim Application No. 6953 of 2025, seeking a permanent stay of the 2005 winding-up order and proposing a new revival scheme.
    9. February 23, 2026 (read with Order dated February 27, 2026): A Single Judge dismisses Grand View’s Interim Application for revival.
  1. September 2, 2026: The Division Bench of the Bombay High Court passes the current judgment, setting aside the Single Judge’s February 2026 order and allowing the appeals, effectively permitting the revival scheme to proceed.

Some risks as highlighted throguh the HC order:

  1. Future Supreme Court Challenge: At the end of the judgment, the opposing minority shareholders requested a three-week stay to challenge the decision before the Supreme Court. High Court rejected the stay but the minority shareholders may still file an appeal.
  2. Treatment of Deferred Dues: Biggest risk most likely
    Under the revival proposal, the massive dues owed to Grand View and Forbes (amounting to approximately Rs. 1322 Crores) are kept in “abeyance” or deferred as long-term loans.
  3. Interest Rate Disputes: The minority shareholders alleged that Grand View’s dues were highly inflated by charging a 16% per annum interest rate while inside the winding-up process.
1 Like

yes but central Mumbai 48 acres land Parcel is first of all very difficult to get and clear land title . Loan amt is less than 10% of value of Land Bank .

Company has put up discosure https://www.bseindia.com/xml-data/corpfiling/AttachLive/592237d4-3255-4c18-8373-4601a31e94eb.pdf

Important to update - forbes is a creditor of Svadeshi . Some old data suggests 43 cr liability earlier written off . So present value of the libility should be approx 120 crores .