Thats the mandatory requirement for listing as a small finance bank… Aavas financiers has been keeping healthy margins and has been increasing the book size at a good pace …
What I don’t understand is the ticket size of the loans … 6.7 and 9 lakhs … That means the cost of house is at max in the range of 9 to 14 lakhs … What sort of market do they serve …and what drives the ecosystem of affordability and collection in such market
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