The biggest advantage of having international promoter like bain is access to funds from international markets which are at substantial lower rates compared to rasing funds from india.this simply will increase there net intrest margins by a significant amount.this gives them edge over any of there competitors be it muthhod finance ,as anyone would want to pawn there gold to a company giving lower intrest rates or even if that doesn’t happen the current borrowing cost would come down significantly .I doubt that this would trade at p/b of 2 ,bain has been known to invest in exit with 2 to 3x of there initial investment.
It is anybody guess where the share price will go but p/b 2 i think is a very pessimistic.the only reason the stock is still trading low is because of ashirwadh ,if and when that is sorted i feel the stock will do good.