DCB Bank - Steady performer

In this interview https://economictimes.indiatimes.com/markets/expert-view/we-should-be-able-to-double-the-book-within-3-years-murali-m-natrajan-dcb-bank/articleshow/63895038.cms the management guided towards doubling the loan book by FY21, which they have not been able to achieve. Although it is most likely due to Covid, but should this be taken as a case of aggressive guidance?

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