This slide presents a simulated bank loan growth scenario at different rates. It’s truly fascinating to observe the retail portfolio potentially reaching approximately 35 lakh crore if we simply assume a moderate loan growth rate of 18%.
Could someone calculate a projected market capitalization and book value for the year 2043? I know it’s a long way off, 20 years into the future, but I’m just curious to see how the numbers might shape up.
Here are some ballpark number we can use:
ROA: 1% to 2%
ROE: 15% to 16%
NIM: 4% to 6%
GNPA: 2%
NNPA: 1%
C/I: 55% to 60%