Fantastic from Prof
The Opposite of a Good Idea - is not a bad idea.
What do you do to compete with coke?
Make quality beverages, serve in large can and have it less cost (value for money).
But do exactly opposite; red bull
Tiny can, high price and disgusting test.
Opposite of good idea coke is also good idea red bull.
In physics the opposite of a good idea is always bad but not true in social science. Many more…
I thought this was interesting to read … 
Interesting 
Great Insights as always …fresh out of the oven
One line that stuck with me from the session is when he says in the end your every investment should be a no brainer.
In the sense after you are done with crunching the numbers, bl analysis and what not you should be able to clearly see the growth ahead as if you yourself are one of the promoter of the business.
Very nice share, thanks.
Sensex can hit 2,00,000 in 10 years at CAGR of 10%. Nice presentation by Motilal Oswal.Sensex 200K in 10 years.pdf (978.7 KB)
Face2Face Investing : The A2Z of Banking Sector by a Banker
Take away:
Number of banks in India: 297 (2000) vs 140 (2021)
Includes mainly private (22), foreign (44) and PSU (12)
Total Bank Deposits: 8.5 Lakhs (2000) to 1.5 Cr Lakhs; growth of 14.6% CAGR
Bank Credit: 4.54 Lakhs (2000) to 1 Cr Lakhs (2021); growth of 16.3 CAGR
The growth mainly comes via retail loans:
Retail loan book: 51639 Cr (2000) to 27.7 Lakhs Cr; growth of CAGR 21%
Includes Home loan (14.5 Lakhs Cr), Personal loan (7.8 Lakhs Cr), remaining are Vehicle, credit card, Education, Gold, consumer durables etc.
Deposit growth of top banks from 2010 to 2021:
HDFC B 21%, SBI 14%, ICICI 15%, Kotak 25%
Deposits in 2021: SBI 35 Lakhs Cr, HDFC 13 Lakhs Cr and ICICI 9 Lakhs Cr and Kotak 2.8 Lakhs Cr.
Loan Book growth of top banks from 2010 to 2021:
HDFC B 21%, ICICI 18%, Kotak 24%
Retail Loan Book in 2021: SBI 8.3 Lakhs Cr, HDFC 5.27 Lakhs Cr and ICICI 4.89 Lakhs Cr and Kotak 1.41 Lakhs Cr.
Retail loan growth of top banks from 2010 to 2021:
HDFC B 21%, SBI 14%, ICICI 15%, Kotak 25%
Deposits in 2021: SBI 35 Lakhs Cr, HDFC 13 Lakhs Cr and ICICI 9 Lakhs Cr and Kotak 2.8 Lakhs Cr.
RBI is of the view that markets are overvalued presently.
“Is the bubble in stock market bubble rational” (Source: RBI Annual Report 2020-21)
Is stock market bubble rational.pdf (639.7 KB)
Schloss had 100 stocks in his portfolio and his wealth got compounded 16% consistently for 40 years.
The following thread has may readings which you might find it useful.
How value investing works by Bruce. interesting to watch
This one is the most useful article I have found till date on international funds listed in India that one can invest in.
2 respected thinkers + Investors having a deep conversation …good watch
Always an insightful discussion whenever Basant Maheshwari is on TV
Interesting how the debt to GDP is all time high but still manageable due to near zero interest rates
Change of Opinion by Nassim Taleb on bitcoin
512617134-Bitcoin-Currencies-and-Bubbles-by-Nassim-Taleb.pdf (1.5 MB)
As long as people’s faith in the dollar remains it will look like everything is great. The question is how long that will last? The US has done one of the idiotic things in the history of this planet earth that future generations will suffer very very badly.
