Hi All,
Need clarification on the below queries.
In the Investor Presentation , They have presented that their NPA is 677 Cr of 36130 Cr Loan book which is 1.87 % NPA ( Screen Shot 1 ) . However in the Annual Report they have declared the Stage 1 , 2 ,3 numbers as per below and the Gross Carrying amount is marked as 1248.4 Cr. And Allowance for ECL is marked as 554 Cr.
- ) Is Gross NPA same as that of Gross Carrying Amount ? If not can you please explain what it is ?
- )Is Allowance for ECL similar to provision ? If it is similar then there is a difference between the numbers presented in the presentation and Annual report and looks like I am missing something here. Any help on these 2 clarifications should be much helpful.
