Bajaj Finance Limited

[ash7979]

@Investor_No_1

ad to take the zero percent emi loan. I was stunned that how can a company give long term loan on zero percent and post that i started noticing their people everywhere. Process was quick and easy with hardly any paperwork. Till date I feel that was my biggest mistake. Because after paying back all amount years back, their employees keep haunting/calling multiple times a day, say lies that i requested some card etc etc. Worst experience it has been since then. The callers are thick skin and keep lying and unlike the ones from banks, they sound low class and not bothered about how customer is feeling by constant calling. I can only imagine how their recovery people would be if sales are like this. Probably that’s why this stock rose so much so far.

Also, forgot to mention, they had sent me an emi card even without asking when i had taken loan. Now

I also have experienced/experiencing same kind of constant calls on mu Mobile even I have DnD activated.

How this is working, Bajaj finance has outsourced sales to many low wages companies and these ppls even don’t have communication skills to talk to educated ppls, and they Just start, sir I have offer for you for overdraft just at 15% ROI and when I say I don’t need a loan, he/she innocently says sir you don’t have to pay any interest if you dont’ use this amount (but take this loan).

I am a stockholders in a Bajaj finance since last 5 years and after seeing they have to resort to Grocery financing and constant calls for overdraft loan, I feel Bajaj finance has peaked and planning to “offload” my holding let me look for any other less risky bet now, anyway 11 time P?B does not look cheap…