I come from a totally non-finance background despite an MBA, finance wasn’t my strongest cards. I have started my equity investment journey pretty late in life…(home loan emis demanded its share of “pound of flesh”). While the EMIs are still on, I have managed to start a portfolio of sorts after multiple attempts without any fundamental / technical analysis.
I have tried to build a portfolio by observing how consumer behaviour consumption has changed…My portfolio (current and future) is basically of 3 types
- Here & now: My core portfolio…
- Then & there: Businesses which will be in demand in the future…
- Want to have but can’t afford now: Self-explanatory…
Currently my PF is as follows
HERE AND NOW: riding upon the current consumption theme…(Confidence Petroleum & Graphite India being the outlier)
Jubilant Foods - 27%
V-Mart - 23%
D-Mart - 18%
Bajaj Finance - 15%
Confidence Petroleum - 8%
Graphite India - 6%
THEN AND THERE: The hypothesis being eco-friendly businesses like Yash and Cerebra will be in demand some time in the future so build a sizeable portfolio by the time “they come in demand”.
Fineotex - 1%…Aquastrike striking Gold at WHO will decide its existence in my portfolio
Kilpest - 1%…BlackBio subsidiary…play in the diagnostic reagents market
Cerebra - 1%
Yash Papers - 1%
WANT BUT CAN’T AFFORD
Reliance Industries - solely because of their burgeoning consumer-centric business (Jio, Retail et al)
Avanti Feeds - missed it’s Golden Run…don’t want to miss it again after its significant correction.
I want to do a SIP but given my limited resources…there are only 3 options…
- Increase my core PF holdings (V-mart, Jubilant, D-Mart, Bajaj Finance)
- Utilize the correction in the small-cap space to increase the share in the portfolio (Cerebra, Yash, Kilpest, Fineotex)
- Enter Reliance Industries and Avanti Feeds.
My time frame is for a long term holding for at least 5 years or more before I reevaluate…at least that is the intent…
Any advice from you will be really appreciated.